It is very uncommon to catch fire in solar panel installations. However, before putting solar panels on your property, you should thoroughly grasp the risk, the leading causes of solar system fires, how to avoid them, and how to protect your assets.

What is the probability of solar panels catch fire?

The danger of fire-causing solar panels is very minimal. Although there is no official number accepted, research carried out by a German roofing firm showed a risk of a solar system causing a fire to be only 0.006%. That’s approximately one chance in 16,667. According to Forbes, you have a greater chance to win an Oscar (1 out of 11,500 odds), or you have an injured by a toilet (1 out of 10,000 odds).

Although there is no accepted risk for solar panel fires, decades of expertise and millions of safe systems across the globe make it simple to state that a solar system fire is highly uncommon.

More than 2 million solar panels in the US are securely generating energy free of cost and emissions. Many of these technologies have been in operation without fire threats or other safety concerns for many years.

Any electrical system can create a fire, such as a faulty outlet, outdated cable, or malfunctioning equipment. A solar system is no unusual, but you have the odds. And you may further decrease the danger by knowing the source of these fires.

What causes fire in solar panels?

The inappropriately planned system, poorly maintained electrical devices, and defective goods cause solar panel fires. These problems may produce hot spots to ignite the explosive substance or arcs between conductors or the ground.

Solar systems have live cables going through them with power. These connections must be established in the correct arrangement, and the wires themselves must be suitably sized and isolated. 

Otherwise, electrical failures such as arc defects, short circuits, earth defects and reverse streams may develop and start a fire, like any other electric system.

While this danger exists with anything from power to your house or company, it isn’t enough for us to forget all electricity completely. While the electrician fixes everything to order, you shouldn’t worry. The same applies to your solar installation.

How can I reduce solar fire risk?

If you want to minimise the danger of your solar panel catching fire, your partner with an experienced solar system with a reputation for excellent work is the best thing you can do. 

To guarantee that they know what they do and are a trustworthy company, your installation should have all of the necessary licenses needed by your state or town. Industry certificates are also an essential indication of well-trained and educated personnel.

You will want to make sure your photovoltaic system consists of high-quality components from reputable manufacturers.

Experienced solar suppliers know the inside and outside of system installations and can prevent possible fire-starting problems. You should know the standards because it has numerous safe, well-installed systems under your belt.

While installing your own solar system may be a tempting method to reduce installation costs, it can considerably raise the danger of solar fires. Whatever people say in their YouTube video or blog, solar systems are complex technical systems that generate and distribute energy. Those who are not qualified electricians or professionals in solar installation who choose to install their own system take significant risks.

Do you need insurance from solar panels?

In the unusual case, your solar system catches fire. However, you may want to prepare yourself. This includes proper insurance protection to cover any harm.

The insurance you will require depends on the kind of insurance you install and your insurance provider. Solar energy panels are firmly connected to your structure, meaning that many insurance providers believe they are a permanent connection. 

They may be protected in case of wind, fire and theft under your homeowner’s insurance or property insurance, without an increase in rates. However, your insurance coverage limit may or may not have to be increased to match the value that the solar system contributes to your home.

Solar systems, such as ground installations or carports, which are not linked to your building may not be covered by your existing insurance. These systems may need a policy of an add-on or rider.

Since every insurance provider and solar panel is unique, discussing your coverage possibilities with your insurance representative is better. It’s always a great idea to get your solar panel insured.